Annual Percentage Rate (APR)
Annual Percentage Rate (APR) Disclosure & Range (Qualified Customers)
EasyLend™ is is not a lender. Because of this, we are not able to confirm the
exact APR rate that you will be charged. Should you have reached
our site via a paid Google advert, you will have seen repayment
terms ranging from 3 to 24 months, together with illustrated rates
of 4.95% to 35.99% for qualified customers (calculation consistent
with the Truth In Lending Act, TILA). Although some providers
offer rates from 4.95% up to 35.99% APR rates that low are only
available to certain customers. The repayment terms are for close
end loan products, and is not reflective of all loan products
offered in our network.
To apply for a loan, you will need to be 18 years or older. The
rate of APR you will be charged will be set by the lender. The
figure can vary and, will be based both on the information that
you provide to the lender within your loan request and the
information the lender supplied to you. The lender will always
notify you of the APR they can offer you.
APR rates are based on how creditworthy you are, the rates are
subject to change without notice which could result in the rate
and amount you pay back varying.
Once your application has been accepted by a lender, they will
provide you with all the facts associated with the loan. This will
include the APR, any associated loan finance charges and all of
the terms you will be agreeing to. It is prudent that you read all
information submitted to you by the lender to ensure that you can
make an informed decision prior to accepting a loan offer.
EasyLend™ refers consumers to trusted, reputable lenders
who are able to provide loan information and advice – we do not
charge for this service.
Representative Examples of APR, Total Loan Costs & Fee (Qualified Customers)
| Amount | Period | APR | Monthly | Total Paid |
| $1,000 | 12 mo | 29.82% | $94.56 | $1,134.72 |
| $2,000 | 12 mo | 24% | $189.12 | $2,269.44 |
| $4,000 | 24 mo | 12% | $188.29 | $4,518.96 |
